Before Your Appointment
- Your current insurance card
- Insurance company contact information
- Subscriber ID and group number
Providing this information before your visit allows us to verify benefits and help streamline your appointment experience.
Insurance & Payment Options
Helping you maximize your benefits while making exceptional dental care convenient, affordable, and stress-free.
Dental Insurance Made Simple
We work with a wide range of dental insurance providers to help you maximize your benefits and minimize out-of-pocket costs.
Our experienced team will verify your coverage, explain your benefits, estimate costs whenever possible, and submit claims on your behalf. Because plan participation and eligibility can change, please call us before your visit so we can confirm your specific benefits.
Most requested
Private, PPO & Employer-Sponsored Plans
- Aetna (PPO)
- Ameritas
- Anthem BCBS, including former Emblem Health dental plans
- BCBS WNY, including Federal Medical
- Buffalo Teachers Union (Delta Dental)
- CSEA
- Cigna PPO
- Delta Dental PPO
- Dental Pay/Plus (Pro Benefits)
- Excellus BCBS
- GEHA
- Guardian PPO
- Humana
- Lifetime/Loomis
- Lincoln Financial
- MetLife
- Nova
- Principal Financial
- Pro Benefits
- Sun Life
- Teamsters
- United Concordia
- UnitedHealthcare Dental (all lines)
- Univera
Additional participating plans
Managed-Care & State-Supported Plans
- DentaQuest (Wellcare, Fidelis, Centers Plan)
- Healthplex (Univera/Excellus)
- Liberty Dental (Molina/BCBS)
Important insurance information: Delta Dental participation is for PPO plans; we do not participate with DeltaCare. Please contact our office so we can confirm network status and new-patient eligibility for your exact plan.
Don't see your plan listed? Insurance networks change frequently. Call (716) 424-0025 and our team will gladly verify your benefits and explore your coverage options before your visit.
Official insurance-provider websites
How We Help You Navigate Insurance
- Verify your benefits before your visit whenever possible
- Submit insurance claims electronically on your behalf
- Explain estimated benefits and anticipated out-of-pocket expenses
- Review treatment recommendations and financial considerations
Flexible Payment Options
We offer convenient payment solutions to help make exceptional dental care accessible and affordable.
Credit & Debit Cards
We accept Visa, Mastercard, American Express, and Discover.
Cash & Personal Checks
Cash and personal checks are welcome.
CareCredit Financing
Flexible healthcare financing with convenient monthly payment options. Apply online or in our office.
FSA & HSA Accounts
Use eligible Flexible Spending Account or Health Savings Account funds for dental treatment.
TrueSmiles Membership Plan
Quality Preventive Care Without Dental Insurance
Designed for patients without dental insurance, our affordable membership plan provides essential preventive care while helping you save on treatment costs.
$300 per year
Includes more than $600 in preventive-care value.
Membership Benefits
- Comprehensive dental examinations
- Digital X-rays as needed
- Two professional hygiene visits annually
- Priority scheduling and preferred appointment access
Plus, enjoy exclusive discounts on most additional dental services. Ask our team for complete membership details.
No Dental Insurance? We've Got You Covered.
At TrueSmiles Dental, we believe everyone deserves access to exceptional dental care, regardless of insurance coverage.
- Transparent, upfront pricing with no surprises
- Personalized treatment options tailored to your needs and budget
- A preventive approach that helps reduce future treatment costs
Our team will work with you to find practical, affordable solutions so you can achieve and maintain a healthy smile with confidence.
Affordable Care Designed Around You
Call us to discuss insurance, flexible payment options, or membership savings.